Best Prepaid Cell Phone Plans
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Cheapest No Contract Cell Phone Plans

The cheapest cell phone plans currently offer a wide range of choices for consumers, from well-known brand names to less known but surprisingly well-established companies. With so much competition from cell phone companies in the last few years, prices of phone plans have definitely fallen, along with plans being offered without contracts. There are many options of plans available, suitable for the most casual to serious users.

After researching through dozens of companies, we present the best plans we found in this comparison chart - plans that are not only the least expensive, but also reliable with clear connections and fast data speeds.

Cheapest No Contract Cell Phone Plans Comparison Chart

Cell Phone CompanyPlan TypeCostWhat Is IncludedRecommended ForSmartphone Compatible?
Tracfone
See Review
Pay As You Go$7/month ($20 for 90 days) 60 minutes + 60 text messages + 60 MB data with Triple Minutes For Life (average monthly)
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Light Phone UsersYes
Net10
More Info
Pay As You Go$15/month ($30 for 60 days)150 minutes average monthly (Text at 0.5 min)
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Light Phone UsersNo
Virgin Mobile
See Review
PayLo$20/month400 min (Text at 15 cents each)
More Info >>
Light Phone UsersNo
Tracfone
See Review
Monthly$20/month375 Min + 375 Text + 375 MB data with Triple Minutes For Life (average monthly)
More Info >>
Moderate Phone UsersYes
Net10
More Info
Monthly$25/month1000 min Talk (Text is 0.5 min)
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Moderate/Heavy Phone UsersNo
Straight Talk
See Review
All You Need$30/month1000 min Talk/ 1000 Text/ 30 MB Data
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Moderate/Heavy Phone UsersNo
Virgin Mobile
See Review
Beyond Talk$35/month300 min Talk/ Unlimited Text/ Unlimited Data (2.5 GB High Speed Data)
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Moderate/Heavy Phone UsersYes
AT&T GoPhone
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Unlimited$40/month500 min Talk/ Unlimited Text/ 500 MB Data
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Moderate/Heavy Phone UsersYes
Net10
More Info
Unlimited$40/monthUnlimited Talk/Text/Data (500 MB High Speed Data)
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Moderate/Heavy Phone UsersYes
Straight Talk
See Review
Unlimited$45/monthUnlimited Talk/Text/Data (2.5 GB High Speed Data)
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Heavy Phone UsersYes
Boost Mobile
More Info
Unlimited$55/month
(Up to $15/month off)
Unlimited Talk/Text/Data (2.5 GB High Speed Data)
More Info >>
Heavy Phone UsersYes

While every effort hase been made to present accurate and up-to-date data, we are unable to offer any guarantees with this information. Please be sure to check the details before you sign up with any company.

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More plans: Cheapest Unlimited Cell Phone Plans Comparison Chart

Shopping Tips

Choose based on your needs. There is no one size fits all plan that works out cheapest for everyone. It all depends on what you need, and what is bundled.

Compare the phone selections. Companies differ in their selections of phones. Find a good plan with a company that has the phone you like.

Rollover minutes. Rollover minutes is a feature that will allow unused airtime in one period to be carried forward to the next, until the phone service is disconnected. This feature is slowly being phased out by more and more companies. However, this can be a great feature if you find a plan that has it. This is especially helpful for light or moderate phone users who can save up on unused minutes and use them on the rainy day.

If the same phone model that you like is offered by two different companies, don't forget to factor in the plan costs. The plan cost will end up being the majority of your expenditure. Of course, it's a double win if you can get the phone for less with the company offering a less expensive plan that meets your needs.

Consider phones that can connect through wifi. Being able to connect through wifi can save the user a lot in data costs. With wifi being freely available at malls, shops and cafes these days, it is a great way to connect without weighing down your data expenditure. Even if you do not want to get a smartphone, there are a lot of non-smartphone models that connect through wifi.

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Best No Contract Cell Phone Companies

 

 

Here is personal review on TracFone by Shannen on our team:

Hi Shannen here,
And now you are reading my uncensored review of the cheapest cell phone plans available today. If you are looking to find the least expensive cell phone plans, you've reached the right place.

A great phone plus a cheap and reliable monthly service = winning combination!

These are individual, unlimited or family cell phone plans the that run on solid quality networks like Verzion Wireless and AT&T, so it's superior service at a discount. They are cheap cell phone plans that give best quality results.

Note that this is a review of cellular phone plans though, if you're looking for specific websites for these cheapest mobile phone plans with texting, here is the link:

TracFone plans from $6.67/month - Key in your Zip Code here: Cheapest Cell Phone Plans

Why am I writing this? Well, I've searched high and low on the internet and in stores for the best and cheapest cell phone plans available. In my most recent round of research to buy a new cell phone for myself, I found well-meaning reports that were unfortunately out-dated with prices that was true for 2012 and earlier but are no longer so. I thought I'd write something up so people can get accurate information about the current least expensive cell phone plans for 2015 and beyond. Perhaps help a fellow shopper to stop wasting money on expensive cell phone plans while still getting the reliable coverage they need. So here it goes.

Explaining The Cheapest Cell Phone Plans

The cheapest cell phone plans available today are prepaid no contract cell phone plans. With a prepaid plan, you pay for a certain period upfront, say 3 months or 1 year. Before that service period ends, you add service time and minutes to your phone.

You can also opt for a 30-day monthly plan, where you will automatically receive airtime for using the phone each month. If you prefer, you can also sign up on recurring monthly plan. That way, a fixed number of minutes is added to your account each month and service is maintained until you cancel it. There are no contracts or cancellation penalties.

While prepaid cell phone plans are certainly the cheapest cell phone plans available today, there is no one single plan that is best for everyone. You have to reflect on your own needs and pick what suits you best.

Prepaid No Contract Cell Phone Plans

If having cellular service is just for a few occasional calls and the odd emergency situation, then the $10 a month TracFone cell phone plan is probably all you need. If you are used to paying $80 a month for your cellular service, that's saving $70 a month or $840 a year! TracFone monthly and pay as you go plans work for both smartphone and non-smartphone (feature phone) users.

The TracFone $10 a month plan gives you 50 minutes of talk time a month (or 100 minutes a month with Double Minutes For Life benefit, or 150 minutes with the Triple Minutes for Life benefit). For TracFone smartphone users (with Triple minutes), it translates to 150 minutes of talk time, 150 text messages, and 150 MB of data. For regular feature phone users with a Double Minutes benefit (ie. non-smartphone users), it translates to either 100 minutes of talk time or 333 text messages or any combination in between (0.3 minute = 1 text message).

Users can purchase additional airtime cards or credits if they require more airtime credits. For example, users can add a 450 minute card (with 90 service days) to their phone. This card costs $80. The airtime credit doubles to 900 minutes or triples to 1350 minutes. Minutes rollover or will not expire as long as their is phone service.

What If You Use Your Cell Phone A Lot?

If you need talk time of 300+ minutes, and/or send over 1,000 text messages a month, compare the TracFone plan to Virgin Mobile or StraightTalk. The greater your usage level is, the more it makes sense to go for an unlimited prepaid plan. Virgin Mobile charges $30/month (PayLO non-smartphone) to $35/month (smartphone) for that level of usage. They also have higher level plans for even heavier users.

Or check out StraightTalk. They have a $30/month plan that includes 1000 minutes and 1000 text messages, and a $45/month plan for unlimited use.

TracFone $10 Monthly Plan highlights

Monthly talk time: 50 minutes or 100 minutes with Double Minutes benefit or 150 minutes with the Triple Minutes benefit (see next paragraph for explanation).

Double/Triple Minutes for Life benefit: A benefit that immediately doubles/triples all minutes activated on a TracFone cell phone. The benefit is almost always bundled with new cell phones bought from TracFone. When you look at phone listings on the Tracfone website, it will list state a Double/Triple minutes benefit.

Cheap Family plan option: Additional phones lines start at $6 a month. 80 minutes included each month with Double Minutes benefit, 40 minutes without. A family plan for 4 can cost as little at $28 a month, and it's for a reasonable amount of minutes to make some calls and do some texting. There is nothing cheaper out there, whether for an individual or for a family.

Bundles of 50 minutes at $10 and 100 minutes at $20 are available exclusively for monthly plan enrollees. With Double and Triple Minutes for Life, users can expect to receive more minutes than the base amount.

Cheaper TracFone Pay As You Go plans

Pay a minimum of $20 for 3 months of service. It works out to a minimum of $6.67 for 40 minutes a month if you have the Double Minutes for life benefit. Higher denominations of airtime cards are available with more minutes included, and usually a better average cost per minute. Minutes still work the same for all features like texting, roaming, international calling and rollover. With the Double/Triple Minutes benefit, Tracfone cell phone service plans are undoubtedly some of the least expensive cell phone plans anywhere.

Texting: Yes, 3 text messages sent/received is equal to 1 minute of talk time, for feature phones (non-smartphones). For smartphones, 1 minute of airtime credit becomes 1 minute of talk time + 1 text message + 1 MB data.

Promo codes: When purchasing airtime cards from TracFone's website, you will often see promo codes for bonus minutes being offered. For example, they often list promo codes for an extra 250 minutes on the 450 minutes/365 day card. These bonus minutes are on top of what you would receive under the Double/Triple Minutes benefit. You may also find promo codes printed up in the booklets that come in the phone package. Some of these bonus codes will not work for smartphones, though.

TracFone Cell Phones - Smartphones & Feature Phones

TracFone (Trac phone) options include both smartphones from LG, Samsung and ZTE. Feature phones are made by brand names like LG, Samsung, Alcatel. Some have Qwerty keyboards and touchscreens, Wifi connectivity and more. They are great for talking, texting, and include features like speakerphones, cameras, bluetooth headset ready, hearing aid compatibility and more. To see the current selection of phones offered in your area, visit the Tracfone website and enter your zipcode.

Other Important Factors

Use current number?: Yes. Keep your number. You can transfer your current number over.

Need more minutes? If you need extra talk minutes or text messages: For either the monthly billed or "pay as you go" option, you can always purchase additional airtime as and when you need them. Monthly plan customers can purchase 50 or 100 minute packs at special rates.

Domestic Long Distance: You pay the same as a local call - that's the best long distance rate.

Roaming: No surcharge, pay the same as a local call (important if you travel and make calls from non-local areas)

International: No surcharge, pay the same as a local call for over 100 countries, including Mexico and Canada. This is important if you have friends, family or business overseas. Always a good back-up option to have, international calls are expensive on most landlines. TracFone is the cheapest cell phone plan for making international calls.

Daily access fees: None

Minutes and Airtime rollover?: Yes, Any minutes or days of service you add to your TracFone carry over and are added to the minutes and days of service you already have.

Activation: Free - online or over the phone. If you do it online, TracFone will usually give you a free initial 20 minutes to test the phone out, otherwise it's 10 minutes.

Cancellation charges: None, it's a no contract plan. Come and go as you wish. Cancel online or call customer support.

Article continues here: Cheapest Cell Phone Plans - Part 2

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